60/40 THE PLAN, Inc. positions the Mortgage Within Income methodology as a rigorously designed intellectual framework. It contributes materially across several disciplines.
Providing policymakers with a mathematically sound alternative to systemic foreclosures and continuous state subsidies.
Demonstrating precise empirical models of debt sustainability strictly aligned with actual wage growth.
Fostering high-level dialogue among regulators, banks, and academic institutions regarding real systemic risk mitigation.