Governance

Licensing Authority

60/40 THE PLAN, Inc. serves as the central governing body ensuring structural integrity and IP control.

Program Operators

Independent, licensed execution entities that implement the framework directly with consumers.

Custodian Bank

Providing the financial control layer, ensuring separation of daily operations and managed funds.

Licensing Framework

The licensing structure flows conceptually from Intellectual Property to execution:

IP → Licensing Authority → Operators → Implementation
  • To protect the underlying methodology from dilution.
  • To ensure controlled, consistent, and compliant usage across all operations.

Custodian Bank

The Custodian Bank layer provides necessary credibility and trust, answering the critical message: The operator does not control the money.

  • Fund custody and security
  • Payment processing and tracking
  • Maintaining transparent financial records
  • Regulatory compliance oversight (AML, KYC)